START IMPROVING YOUR CREDIT IN ONE HOUR OR LESS!
  • Introduction to Improving Your Credit in One Hour or Less
THE CREDIT SCORE AND THE CREDIT REPORT
  • An Introduction to the Credit Score and Report
  • What Makes the Credit Score Rise and Fall?
HOW TO GET YOUR CREDIT REPORT FOR FREE
  • Let's get your FREE Credit Report Step-by-Step!
  • Step One - The Very First Stop
  • Step Two - Three Steps to your Free Credit Report
  • Step Three - Filling Out your Personal Information Form
  • Step Four - Pick your Free Credit Reports
  • Step Five - Personal Credit Report Validation
  • Step Six - Personal Credit Report Verification
YOUR CREDIT REPORT MADE SIMPLE
  • Some Notes from the Author
  • Reviewing your Credit Report
REMOVING NEGATIVE ITEMS FROM YOUR CREDIT REPORT
  • Getting Organized
DISPUTING WITH THE CREDIT BUREAUS
  • Part One - Disputing with the Credit Bureau
  • Disputing Online Versus Mail
  • Part Two - Where to Begin a Credit Bureau Dispute
  • Part Three - What the Credit Bureau Expects
  • Part Four - Understanding the Credit Bureau Results
THE PERSONAL STATEMENT
  • The Power of Your Credit Report Personal Statement
POWERFUL NEXT STEPS
  • What to do Next if the Credit Bureau Dispute didn't Work
  • Next Steps: Handling Negative Items through other Means
  • The Four Rules When Working With Creditors
  • The First Dispute Letter
THE SQUEAKY WHEEL AND OTHER POTENT METHODS
  • What's the Squeaky Wheel?
  • Example Follow Up Letter
  • Be the Squeaky Wheel
  • Negotiate - Help the Creditors Help You
  • Negotiate Late Payments
  • Negotiate Closed Accounts
WORKING ON THE MAJOR CREDIT DESTROYERS
  • Working on the Major Credit Destroyers
COLLECTIONS AND COLLECTION AGENCIES
  • Collections - What's Really Going On
  • Collections - Disputing
  • Collections - Negotiating
  • Collections - Goodwill Deletions
  • Dealing with Harassing Collection Agencies
  • Harassing Collection Agencies, Tactic One - Stop Them in their Tracks
  • Harassing Collection Agencies, Tactic Two - Hold them Accountable
  • Harassing Collection Agencies, Tactic Three - Turn the Tables
  • Harassing Collection Agencies, Tactic Four - Make it Hard for Them
  • Harassing Collection Agencies - Know Your Rights
DEALING WITH SPECIFIC ISSUES
  • Medical Bills
  • Tax Liens
  • Bankruptcies
  • Foreclosures
WHERE DO WE GO FROM HERE?
  • The Future for You
  • Moving Forward
  • Rebuilding your Credit and Moving Forward
  • Need Extra Help?
SUMMARY
  • Summary