U.S. Residential Mortgage Business and Process Fundamentals
  • Introduction to U.S. Residential Mortgage Business and Process Fundamentals
  • Residential Mortgage Overview
  • Property Types
  • Mortgage Loan Types
  • Typical Terms and Conditions
  • Mortgage Math Overview
  • Market Size and Scope
  • Key Players in Primary Mortgage Business
  • Risks and Rewards Across the Mortgage Life Cycle
  • Mortgage Life Cycle – Consumer’s Point of View
  • Mortgage Life Cycle – Lender’s Point of View
  • Regulatory Oversight and Evolution
  • Financial Distress and Foreclosure Avoidance
U.S. Residential Mortgage Analysis: Bringing It All Together
  • Introduction to U.S. Residential Mortgage Analysis: Bringing It All Together
  • Financial, Credit and Loan Analysis
  • Income Analysis of Borrower
  • Understanding Credit History and Reports
  • Credit Report Analysis
  • Mortgage Metrics and Decisioning
  • Appraisal and Asset Valuation
  • Appraisal Detail and Walk-Through
  • Title and Title Insurance
Loan Management, Servicing and Securitization
  • Introduction to Loan Management, Servicing and Securitization
  • Loan Servicing
  • Securitization Demystified
  • Securitization for the Issuer and Investor
  • Life Cycle of Mortgage-Backed Securities (MBS)
  • Rating Agency Involvement in MBS